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Cumberland Building Society
This society was established by over 1,000 members in 1850 so it has been providing savings and mortgage accounts for over 160 years, it remains an independent mutual society with no shareholders to pay, all profits are used to make sure that members can take advantage of good value products and quality customer service. There are 33 branches throughout Cumbria, Dumfreeshire, North Lancashire and Northumberland.
There is a wide range of mortgage products available including
- first time buyer
- home movers
- buy to let investors
- business mortgages
First time buyers have a wide range of options to choose from including cashback - giving you a bit of cash to spend at what is undoubtedly a very expensive time, or you might prefer to choose a fixed rate mortgage that gives you the security of knowing your monthly payments will not increase for an agreed period. If you are considering moving your mortgage to take advantage of a better rate then the Cumberland Building Society offers a switch service that will make the changeover as easy as possible.
Buy to let and business mortgages are usually only available for properties within the Society's normal operating area. Other products may also have regional restrictions in place - discuss this with your mortgage advisor.
The Society has won the Mortgage Finance Awards 'Editor Award' 2008.
Cumberland Building Society Mortgage Products
First time buyer mortgages: A wide range of mortgage products are available including cashback, tracker, fixed and variable rates. The Society will lend up to 95% of the purchase price or valuation but if you can provide a higher deposit then you will be able to take advantage of lower interest rates. Some products offer free legal or valuation fees.
Owner Occupier mortgages: You can arrange a new mortgage if you are moving to a new home, transferring from another Cumberland Building Society product or from a different provider. You can also arrange extra lending to fund home improvements or other big purchases.
Buy to Let mortgages: you can choose a fixed rate mortgage or tracker over 2 or 3 years, at the end of that period you will switch to the Society's Standard Buy to Let Variable Rate for the remainder of the loan term.
If you are interested in a mortgage quotation including those offered by Cumberland Building Society please complete our quick enquiry form.
Cumberland Building Society Mortgage Rates
|Mortgage Type||Initial Rate||Subsequent Rate||APR||Max LTV||Fees & Charges||Enquire Now|
|5yr Fixed Rate||6.29% Fixed||4.49% Variable||5.5%||90%||£599 Arrangement Fee|
|3yr Tracker Rate||3.19% Variable||4.49% Variable||4.3%||75%||£695 Arrangement Fee|
|2yr Fixed Rate||6.14% Fixed||5.4% Variable||6.2%||70%||2.5% of loan amount|
Speak to a professional about a Cumberland Building Society Mortgage