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Derbyshire Building Society

Originally established in 1859 the Derbyshire Building Society is now part of the Nationwide Group although it remains an independent, mutual society with no shareholders. This means that any profits that are generated are put towards providing good value interest rates and services for members of the Society. The Head Office is based in Duffield, Derbyshire and there are over 50 branches serving local communities. The Society offers a wide range of financial products alongside the traditional savings and mortgage accounts.

Mortgages are available for new and existing customers who are purchasing their first home, moving to a new home or would like to raise extra cash via additional lending. You can apply for either fixed rate or tracker mortgages with offer periods of 2 or 3 years. The maximum amount you may borrow is usually £500,000 although larger amounts may sometimes be considered and you can choose a product that will cover 85% of the property's value.


Derbyshire Building Society Mortgage Products

Variable Tracker mortgages: With this mortgage you will take advantage of any falls in the Bank of England Base rate but remember if the Base rate rises then your monthly payments will also increase. Interest is calculated daily on this product which could mean that you save money over the whole term of your mortgage.

Fixed Rate mortgages: Your monthly repayments can be fixed for 2 or 3 years and you can be assured that whatever happens to the Bank of England Base rate or the Society's Standard Variable rate you will not be affected for the agreed term, you will then switch to the Standard Variable rate for the remainder of your mortgage loan period.

Re-mortgages: If you are considering changing your current mortgage lender then the Derbyshire Building Society may be able to help. Customers who have a large amount of equity in their home and can therefore provide a substantial deposit will benefit from much lower interest rates and there is usually no application fee to pay.

If you are interested in a mortgage quotation including those offered by Derbyshire Building Society please complete our quick enquiry form.

Derbyshire Building Society Mortgage Rates

Mortgage Type Initial Rate Subsequent Rate APR Max LTV Fees & Charges Enquire Now
2yr Variable Tracker 4.99% Variable 4.74% Variable 5.10% 85% £150 Booking Fee, £999 Application Fee
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3yr Fixed Rate 6.79% Fixed 3.99% Variable 5.0% 85% £150 Booking Fee, £999 Application Fee
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2yr Fixed Rate re-mortgage 4.99% Fixed 3.99% Variable 4.3% 60% £150 Booking Fee, £0 Application Fee
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Speak to a professional about a Derbyshire Building Society Mortgage