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There are over 100 mortgage lenders in the UK including HSBC Bank. Mortgage Lender .co.uk will help you make the right choice.

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HSBC Mortgages

As you'd expect from one of Britain's heavyweight High Street banks, there's a whole lot of mortgage muscle on offer. HSBC mortgages let you:

  • Borrow up to 90 per cent Loan To Value
  • Track the Bank of England base rate for the life of the mortgage
  • Remortgage without the usual product fees

However, you might not find them the best value overall, as there's even competition from within the HSBC group, which includes Firstdirect. You might be able to save hundreds of pounds by checking out the full range of UK lenders.

Get qualified advice on HSBC mortgages »

HSBC Mortgage Rates

Mortgage Type Initial Rate Subsequent Rate APR Max LTV Fees & Charges Enquire Now
2-year Standard
Fixed Rate Mortgage
2.99% Variable 3.94% Variable 3.9% 60% £999 Product Fees Enquire Now
Lifetime Tracker 2.59% Fixed Base Rate
Plus 2.09%
2.7% 70% £599 Product Fees Enquire Now
2-year Fixed Rate
First Time Buyer Mortgage
4.99% Fixed 3.94% Variable 4.3% 90% £599 Application Fee Enquire Now
2-year Fixed Rate
Fee-Free Remortgage
5.39% Fixed 3.94% Variable 4.3% 90% £0 Product Fees Enquire Now
5-year Fixed Rate
Fee-Free Remortgage
4.59% Fixed 3.94% Variable 4.3% 70% £0 Application Fee Enquire Now

We've selected five of the most interesting HSBC mortgage and remortgage deals, although there are dozens more in the range. Why not find out which HSBC mortgage rate you qualify for?

HSBC Mortgage Fees

HSBC makes a policy of offering fee-free mortgages and remortgages. This means there's no application fee or completion fee, and unlike some lenders' fee-free deals, they'll also cover one standard valuation fee. If you don't opt for a fee free deal, the standard fees are generally not unreasonable, between £599 and £999 on the whole. 

Fees make it harder to compare mortgages and work out which is the best value for you. To do so you've really got to work out the cost over five years for various different UK mortgages. If you don't have time to do this, get a free call back from a mortgage adviser.

HSBC Mortgage & Remortgage Range

First time buyers can choose from fixed rate, tracker or discount mortgages with a wide range of time periods to choose from. Some products are available at fixed or discount rates for up to 7 years. You may be able to borrow up to 90% of the value of your property. 

Remortgage customers get special deals, as do existing HSBC banking customers. The level of incentive depends which HSBC banking products you hold: Premier and Advance customers get different deals. 

Some HSBC mortgages are portable, so if you move home within the offer period you can transfer the discount or fixed fee product to your new property. If you pay off all or part of your mortgage loan within any fixed, discounted or other agreed period you will be charged an Early Repayment Charge.

The variety of mortgage products available from this bank is huge so you'd be advised to compare 

If you don't have time for that, the quickest way to find the right mortgage deal is to get a free call back from an independent mortgage adviser.

HSBC History

HSBC is one of the largest worldwide banks, with headquarters are in London and a network of 8,000 offices and branches in 88 countries.

The HSBC group is a result of various mergers and acquisitions dating back over 100 years. The initials stand for Hong Kong and Shanghai Banking Corporation Ltd which was formed in 1865 to finance trade between China and Europe.

Get qualified advice on HSBC mortgages

If you'd like a mortgage quotation on the most competitive UK remortgage deals for you, including those offered by HSBC, please complete our quick enquiry form for a free call back.

Speak to a professional about an HSBC Bank Mortgage